On board the U.S.S. Whitehead in the attack upon Franklin, Va., 3 October 1862. When his ship became grounded in a narrow passage as she rounded a bend in the Blackwater River, Smith, realizing the hazards of lowering a boat voluntarily swam to shore with a line under the enemy's heavy fire. His fearless action enabled his ship to maintain steady fire and keep the enemy in check during the battle.